No annual fee, and 0% APR intro rate* on purchases and balance transfers for 12 mos.

• 0% intro rate for 12 months*
• No annual fee
• No balance transfer fees for the first 12 months*
• Secure, contactless payment technology
• Post-introductory rate of 11.50% to 18.00% APR*

Earn points toward rewards every time you make a purchase.

• 0% intro rate for 12 months*
• Earn 1.5 points for every $1 purchase+ with our free CURewards program
• Redeem points online for CASH, dining, merchandise, gift cards (including Amazon®, Target® and dozens more), and travel rewards
• Redemptions begin at under 1,000 points
• All the other great benefits of our regular Platinum Mastercard™, including no annual fee
• Post-introductory rate of 15.50% to 18.00% APR*

Learn more about our rewards program here.

Our secured credit card is great for establishing or rebuilding credit.

• 14.99% APR for purchases and balance transfers
• 16.99% for cash advances
• Backed by funds set aside from your Velocity savings account
• Low $20 annual fee

Velocity Credit Union and Austin Energy have teamed up to bring you access to low-cost financing at favorable terms for a variety of energy-related home improvements. The improvements can include the installation of:

• Energy-efficient air conditioning and heating
• Attic insulation
• Duct system improvements
• Caulking
• Weather stripping
• Solar shading for windows

Owners of residential properties that are at least 10 years old and serviced by Austin Energy are eligible to apply, subject to current Home Energy Savings guidelines.

Borrowers must qualify for the Home Energy Savings program.
Click here and then on the "Eligibility" tab before proceeding

The loan for (almost) anything!

Apply once, get cash when you need it.

We've got great rates for new, used or refis.

Spend some time with the family on the water.

Head out on vacation with us.

Hit the road with a new or used motorcycle.